Course Information Page

Instructor Contact Information
  REAL115 - Real Estate Finance I
  Mode of Delivery:  Fully Online
  (Fully Online = All class meetings are conducted online with no on-campus instruction or exams)

Deborah L. Huffman

Real Estate Finance 115

Fall 2017

CRN 89121
San Diego Mesa College
7250 Mesa College Drive
San Diego, CA 92111


Textbook and Course Material Requirements

California Real Estate Finance

10th Edition or 10e Edition
Cengage Learning (Publisher)
 ISBN-10: 1-62980-017-1 orISBN-13: 978-1-62980-017-2
                                                            MUST BE THE 10th EDITION or 10e Edition!
Mortgage calculator is not required.


See District Online Schedule for official list of required and optional textbooks and materials for this class.
Purchase Textbooks Online at the SDCCD Online Bookstore

Hardware and Software Requirements

Hardware and Software:
To successfully complete this online course, you will be required to meet the minimum hardware and software requirements. View Hardware and Software Requirements.

Internet Browser:
You must use a supported Internet browser in order to successfully work in Blackboard, the online course management system for this course. To see a list of supported Internet browsers, click here.

Course Description

This course analyzes the financing of real estate. Topics will include types of financing sources; loans and loan processing; government loans; methods of financing residential properties; an overview of financing business, income, commercial and industrial properties; property appraisal and taxation. This course applies toward the State’s educational requirements for the broker’s examination and as an elective for the salesperson’s license.

Course Objectives

1. Apply the principles of real estate financing.

 2. Identify and describe sources and types of funds used.

3. Evaluate techniques applied to mortgage lending.

4. Perform mathematical computations.

5. Define key real estate finance terms.

6. Explain important finance concepts.

7. Describe institutional lenders and sources of funds.

8. Identify creative or alternative financing options.

9. Compare the relationship of the business cycle to the real estate cycle.

10. Discuss issues and concerns a lender might raise in qualifying a borrower for a loan.

Application and Registration Information


  1. Complete Online Application (for new SDCCD students). Go to Student Web Services
  2. Receive registration appointment and instructions by email or mail.
  3. Register online at the Reg-e, our online registration system.
  4. Make sure that you pay your tuition so that you don't lose your registration!   Fees and Tuition Information.
  5. Order textbooks online. Visit our online bookstore.
  6. After completion of registration on Reg-e, and several days prior to the start of the semester, you will receive an email with course login instructions. If you don't receive an email please go to and login on the first day of class as follows:

    Type your Blackboard Username = 7-digit College Student Identification (CSID) number
    Type your Password =  mmddyyyy (your birthdate with no hyphens, slashes, or spaces)

    For example:  1010101 (CSID number used at registration)
                           06231980 (password for the birthdate June 23, 1980 )
  7. If this course is closed, please login to Reg-e to be placed on a waitlist. If the waitlist is full, you will not be able to add your name to the waitlist.

You will not be able to login to your online course until the first day of the semester!!!
You must login to your online course on the first day of the session to avoid your enrollment being dropped.
Follow the login instructions at

Additional Information

You will not need a financial calculator.  You will be able to use a regular calculator.  It can even be an inexpensive one from WalMart :)  My classes always fill up very quickly so you will want to purchase your textbook as soon as possible.  Looking forward to "seeing" you in class!


We will be on Blackboard Learn 9.1 this semester. To access Learn 9.1 use  There is a tutorial/student training page that provides a practice course, a video tutorial about how to log in, as well as an orientation to online learning & using Blackboard Learn 9.1 which can be accessed at

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